A personal injury can change your life forever. It can cause physical pain, emotional distress and financial hardships. It can be difficult to navigate the aftermath, and you may need to make a decision about whether or not you want a personal injury attorney. Legal counsel is not necessary in every case, but certain circumstances may make it so. We at BU Law Firm understand the complexities involved in personal injury cases, and we can help you decide if hiring a lawyer is right for your case.
How to Assess the Seriousness of Your Injury
Legal assistance is often determined by the severity of an injury. Minor injuries that have clear and short-term effects may be managed without the help of a lawyer. If your injuries are serious, lasting, or cause permanent disability, you should consult a personal injury attorney. Here’s why:
- Medical Expenses – Severe injuries can lead to expensive medical bills, as they often require extensive treatment, surgery, and rehabilitation. You can get compensation for these costs by hiring a lawyer.
- Long-term Impact: If you are unable to perform your daily activities or work, then you may be entitled for compensation. This includes lost wages and diminished earning capacity. These damages can be calculated and argued for by a lawyer.
- Serious injuries can lead to significant physical and emotional suffering. A lawyer with experience can help you quantify these damages and seek compensation.
Determine Liability
In personal injury cases, establishing liability is also crucial. You may be able to handle the claim on your own if the fault is undisputed and clear. If liability is complicated or disputed, an attorney will be needed.
- Multiple parties involved: Cases that involve multiple parties such as accidents involving several vehicles or product liability cases require careful investigation and negotiations. An attorney can help identify all parties responsible and hold them accountable.
- Disputed liability: If there are conflicting or contradictory evidences, an attorney can consult experts and gather evidence to build a solid case for establishing liability.
- Comparative Fault: You may be responsible for some of the accident’s fault. Comparative fault laws vary from state to state. A lawyer can help you navigate them and minimize any reductions in your compensation.
Insurance Companies: How to Deal with Them
Personal injury claims can be complicated by the insurance company negotiations. Insurance adjusters are looking to minimize payouts. Without legal representation, your claim may be denied or you could receive a lowball settlement offer.
- Understanding policy limits: Insurance policies contain maximum amounts that can be paid for claims. An attorney can interpret the policies to ensure that you get all of the compensation you deserve.
- Lawyers have excellent negotiation skills and are familiar with the tactics used by insurance companies. They can negotiate on your behalf and counter low offers.
- Statutes of limitation are strict deadlines for filing insurance claims and personal injury suits. An attorney will make sure that all paperwork is completed correctly and in a timely manner, protecting your right to compensation.
Consider Legal Expertise
Personal injury law can be complex and confusing. It is best to seek professional assistance. The expertise of a lawyer can make a huge difference in the handling of your case.
- Personal injury attorneys have a thorough understanding of the relevant laws and regulations. They are able to interpret legal terms and advise you about your rights.
- Case Valuation – Accurately valuing an injury claim requires assessing several factors including medical costs, lost wages and pain and suffering. An attorney can give you a thorough evaluation of your case and help you determine its value.
- Court Representation – If you have to go to court for your case, it is important to hire an attorney to represent you. They will effectively present your case, cross-examine witness, and advocate on your behalf.
How to Calculate the Cost of Legal Representation
Many personal injury lawyers charge legal fees but they are paid only if your case is successful. This arrangement allows legal representation to be affordable without any upfront costs, and aligns the lawyer’s interest with yours.
- Contingency Fees – Typically, contingent fees range between 25% and 40% of the settlement. Talk to potential attorneys about their fee structures and make sure you understand the terms.
- Study shows that people who are represented by an attorney receive higher settlements compared to those who manage their claim alone. Legal fees are often not worth it because the potential compensation is higher.
How to handle a claim yourself
Some cases are simple enough to resolve on your own, even though they may benefit from having a lawyer.
- Minor Injuries. If you have minor injuries, are fully recoverable and your liability is obvious, then you may be able negotiate with the insurance company a fair settlement without an attorney.
- Low Settlement Amounts – If the compensation for a small claim is not high, it may not be worth hiring an attorney. Understanding the claims process and directly negotiating with the insurance company could be sufficient in these cases.
Final Thoughts
The decision to hire a lawyer for personal injury depends on a number of factors. These include the severity of your injuries, the complexity of your liability and how you deal with insurance companies. We at BU Law Firm are dedicated to helping you overcome these obstacles and receive the compensation you deserve. Consult a personal injury attorney if you are unsure of your case. This will provide clarity and peace-of-mind, and ensure that your rights and interests are represented.
This article was written by a Bonardi & Uzdavinis professional. Bonardi & Uzdavinis LLP, a boutique full-service law firm, provides its clients with a variety of legal representation. We focus on real estate, personal injury and construction litigation, as well as probate. You can find a real estate lawyer or commercial litigation attorney on our website. Personal injury attorney in St. Petersburg Contact us for a free case evaluation!
