For most accidents in life, insurance can help cover the cost of your medical bills. But not all insurance policies are the same: some don’t cover all types of accidents, and some won’t cover the full cost of bills. That’s where having a Fort Wayne personal injury lawyer can help. While there are many myths surrounding personal injury lawsuits, you always have the right to seek the fair compensation you deserve.
Myth: Personal Injury Lawsuits are Frivolous
‘Caution: contents hot’ may seem like an unnecessary warning, but the original case behind this warning has flooded public opinion with the idea of ‘frivolous lawsuits.’ Many consider personal injury lawsuits to be a money-grabbing scheme by dishonest consumers.
The Truth: Personal Injury Lawsuits Help After Insurance Claim Denials
In the original lawsuit case, the woman who sued for hot coffee burns initially made an insurance claim through the proper channels. This claim, which was only to cover the medical costs, was denied. Without a personal injury lawsuit, that woman would have had to pay out of pocket for severe burns and reconstructive surgery.
Myth: Personal Injury Lawsuits are Unnecessary if Insurance Claims are Approved
If an insurance company doesn’t deny your claim, why would you need to go after more money? It may be easy to think that health insurance or car insurance will protect you from financial troubles after an accident, but that isn’t always the case.
The Truth: Personal Injury Lawsuits Make the Difference
Recovery after an accident can be expensive, and the harsh reality is that many insurance companies don’t pay for all the associated costs. And even the ones that do may have high deductibles or out-of-pocket maximums that can require the patient to still pay thousands of dollars themselves. A personal injury lawsuit can help cover these additional expenses.
Myth: Personal Injury Lawsuits Financially Ruin At-Fault Parties
It doesn’t feel like a big deal to seek money from a large company or insurance policy, but your neighbor? The other driver, who made an honest mistake? Going after the at-fault party with a personal injury lawsuit can feel like a bad move, especially if the accident truly was an accident.
The Truth: Most Personal Injury Lawsuits are Settled with Insurance Companies
When you file a personal injury lawsuit against someone, you’re actually usually filing it against their insurance companies. The settlement reached and the financial repercussions often don’t fall on the shoulders of the individual or business that you’re seeking compensation from.
Hire a Fort Wayne Personal Injury Lawyer Today
Filing a personal injury lawsuit can seem intimidating and difficult to navigate. With the help of a Fort Wayne personal injury lawyer, however, you can get the compensation you deserve. Working with a lawyer can help you understand the best way to move forward with your case so you can get the financial compensation you deserve after an accident.